Equity Profile

KLAR

Klarna Group plc

FinancialsTransaction & Payment Processing Services$7.3B

Aug13Thu

Pre-Earnings Brief

UpcomingQ1-2026Pre-Market9:00 AM EDT

Company Snapshot

Klarna Group plc is a financial services company specializing in transaction and payment processing. With a market cap of $7 billion, it plays a significant role in the evolving landscape of online shopping and consumer finance, particularly as e-commerce continues to grow.

Key Metrics to Watch

EPS

Earnings per share is a key indicator of profitability and helps investors gauge the company's financial health.

$-0.13

Revenue

Revenue figures provide insight into the company's sales performance and market demand for its services.

$946M

Wall Street expectations, options signals, track record, and call prep available with Pro.

KLAR Q1-2026 Earnings Preview

Context

Company Snapshot

Earnings Scorecard·Last 2Q

EPS Beat Streak

EPS Beat Rate

50%

Avg EPS Surprise

-1457.46%

Avg Stock Reaction

-18.12%

Last Quarter Recap

In Q4-2025, Klarna reported an EPS of $-0.79, significantly missing estimates, which led to a sharp decline in stock price. The company did not provide revenue figures for that quarter.

Management Promises & Guidance

Expectations

Wall Street Expectations

Analysts expect Klarna to report a loss again this quarter, with a consensus EPS of $-0.13 and revenue of $946 million. The market is watching closely for any signs of improvement after a disappointing previous quarter.

Bull Case

If Klarna can exceed revenue expectations and narrow its losses, it may signal a recovery in consumer spending and increased adoption of its services.

Bear Case

Continued losses or lower-than-expected revenue could indicate deeper issues in the business model or market demand, leading to further stock declines.

Key Metrics to Watch

EPS

$-0.13

Earnings per share is a key indicator of profitability and helps investors gauge the company's financial health.

Revenue

$946M

Revenue figures provide insight into the company's sales performance and market demand for its services.

Expectations

Two Questions That Matter

The print will turn on these two things.

Will Klarna's revenue meet or exceed the consensus estimate of $946 million?

Revenue performance is critical to assess the company's growth trajectory and market demand for its services.

Can Klarna narrow its EPS loss from $-0.79 in the previous quarter to the consensus of $-0.13?

A smaller loss could indicate improvements in operational efficiency and customer engagement, which are vital for investor confidence.

Edge

What the Street Is Missing

Why consensus could be wrong

The Street may be underestimating Klarna's potential for a turnaround, as recent consumer spending trends indicate a rebound in e-commerce.

Supporting Evidence

Despite recent losses, Klarna's market position remains strong, with increasing partnerships and user adoption.

The options market is pricing a 31.98% move, suggesting that investors expect significant volatility, which could indicate a potential surprise.

Key Risk

If Klarna's revenue exceeds $946 million, it could challenge the current bearish sentiment.

Edge

Thesis-Break Levels

Pre-commit to what would confirm each case.

This quarter's results will be pivotal in determining whether Klarna can recover from its recent poor performance and regain investor confidence.

Bull Confirmed If

Revenue growth exceeding $946 million and an EPS loss of less than $-0.13 would confirm a positive outlook.

Bear Confirmed If

An EPS loss greater than $-0.13 and revenue below $926 million would signal ongoing challenges.

Pre-Earnings Positioning

Options Market

Implied Move

±31.98%

The options market is pricing in a significant potential move in the stock following the earnings report, reflecting uncertainty among investors.

Detail

ATM IV

0.7%

30d HV

75.8%

Calls (699K)P/C Ratio: 0.25Puts (99K)

Edge

Historical Setup Match

Cross-company pattern from 30 similar setups.

Prior-quarter miss setup in Financials

n=30

Fade rate: 11 of 30 (37%)

This setup has occurred 30 times across Financials in the last 2 years. 19 of 30 (63%) held or extended their move within 5 days — this setup typically holds direction. The average absolute 1-day move is 2.7%, with a raw directional average of +0.1% (roughly flat historical bias).

Preparation

Post-Print Playbook

Likely market behavior by outcome — not investment advice.

Beat & Raise

If Klarna beats expectations, history suggests a potential stock increase of around 18.12%, confirming a recovery narrative.

In-Line / Cautious

If results are in line with expectations, the stock may experience muted movement as investors await further clarity from management.

Miss

A miss on either revenue or EPS could lead to a significant drop, with historical patterns indicating a potential decline of around 26.91%.

Earnings Track Record

Preparation

What to Listen For

Call Prep

1Any updates on new partnerships or customer acquisition strategies.
2Management's outlook on consumer spending trends and their impact on future revenue.
3Details on cost-cutting measures or operational efficiencies being implemented.
4Insights into market competition and how Klarna plans to differentiate itself.
5Any commentary on regulatory changes affecting the payment processing industry.

See the full picture

AI-powered briefs, options data, and 20 quarters of history — everything you need before earnings.

No charge today · Auto-bills $8/mo after 7 days · Cancel anytime

More Earnings This Week

5 Reports

Aug10

BWBMO

Babcock & Wilcox Enterprises, Inc.

PreviewView

Aug10

ROIVBMO

Company Snapshot

Key Metrics to Watch

EPS

Earnings per share is a key indicator of profitability and helps investors gauge the company's financial health.

$-0.13

Revenue

Revenue figures provide insight into the company's sales performance and market demand for its services.

$946M

Wall Street expectations, options signals, track record, and call prep available with Pro.

KLAR Q1-2026 Earnings Preview

Context

Company Snapshot

Earnings Scorecard·Last 2Q

EPS Beat Streak

EPS Beat Rate

50%

Avg EPS Surprise

-1457.46%

Avg Stock Reaction

-18.12%

Last Quarter Recap

In Q4-2025, Klarna reported an EPS of $-0.79, significantly missing estimates, which led to a sharp decline in stock price. The company did not provide revenue figures for that quarter.

Management Promises & Guidance

Expectations

Wall Street Expectations

Bull Case

If Klarna can exceed revenue expectations and narrow its losses, it may signal a recovery in consumer spending and increased adoption of its services.

Bear Case

Continued losses or lower-than-expected revenue could indicate deeper issues in the business model or market demand, leading to further stock declines.

Key Metrics to Watch

EPS

$-0.13

Earnings per share is a key indicator of profitability and helps investors gauge the company's financial health.

Revenue

$946M

Revenue figures provide insight into the company's sales performance and market demand for its services.

Expectations

Two Questions That Matter

The print will turn on these two things.

Will Klarna's revenue meet or exceed the consensus estimate of $946 million?

Revenue performance is critical to assess the company's growth trajectory and market demand for its services.

Can Klarna narrow its EPS loss from $-0.79 in the previous quarter to the consensus of $-0.13?

A smaller loss could indicate improvements in operational efficiency and customer engagement, which are vital for investor confidence.

Edge

What the Street Is Missing

Why consensus could be wrong

The Street may be underestimating Klarna's potential for a turnaround, as recent consumer spending trends indicate a rebound in e-commerce.

Supporting Evidence

Despite recent losses, Klarna's market position remains strong, with increasing partnerships and user adoption.

The options market is pricing a 31.98% move, suggesting that investors expect significant volatility, which could indicate a potential surprise.

Key Risk

If Klarna's revenue exceeds $946 million, it could challenge the current bearish sentiment.

Edge

Thesis-Break Levels

Pre-commit to what would confirm each case.

This quarter's results will be pivotal in determining whether Klarna can recover from its recent poor performance and regain investor confidence.

Bull Confirmed If

Revenue growth exceeding $946 million and an EPS loss of less than $-0.13 would confirm a positive outlook.

Bear Confirmed If

An EPS loss greater than $-0.13 and revenue below $926 million would signal ongoing challenges.

Pre-Earnings Positioning

Options Market

Implied Move

±31.98%

The options market is pricing in a significant potential move in the stock following the earnings report, reflecting uncertainty among investors.

Detail

ATM IV

0.7%

30d HV

75.8%

Calls (699K)P/C Ratio: 0.25Puts (99K)

Edge

Historical Setup Match

Cross-company pattern from 30 similar setups.

Prior-quarter miss setup in Financials

n=30

Fade rate: 11 of 30 (37%)

Preparation

Post-Print Playbook

Likely market behavior by outcome — not investment advice.

Beat & Raise

If Klarna beats expectations, history suggests a potential stock increase of around 18.12%, confirming a recovery narrative.

In-Line / Cautious

If results are in line with expectations, the stock may experience muted movement as investors await further clarity from management.

Miss

A miss on either revenue or EPS could lead to a significant drop, with historical patterns indicating a potential decline of around 26.91%.

Earnings Track Record

Preparation

What to Listen For

Call Prep

1Any updates on new partnerships or customer acquisition strategies.
2Management's outlook on consumer spending trends and their impact on future revenue.
3Details on cost-cutting measures or operational efficiencies being implemented.
4Insights into market competition and how Klarna plans to differentiate itself.
5Any commentary on regulatory changes affecting the payment processing industry.