Equity Profile

KNSL

Kinsale Capital Group, Inc.

FinancialsProperty & Casualty Insurance$8.6B

Jul23Thu

Pre-Earnings Brief

UpcomingQ2-2026After Close5:00 PM EDT

Company Snapshot

Kinsale Capital Group, Inc. is a property and casualty insurance company that specializes in providing insurance solutions for niche markets....

Key Metrics to Watch

EPS (Earnings Per Share)

EPS is a key indicator of profitability and will show how well Kinsale has managed its costs and revenues this quarter.

Expected to be around $5.11.

Revenue Growth

Revenue growth is critical for assessing the company's ability to expand its market share and sustain profitability.

Not available.

1 more metrics, Wall Street expectations, options signals, track record, and call prep available with Pro.

KNSL Q2-2026 Earnings Preview

Context

Company Snapshot

Kinsale Capital Group, Inc. is a property and casualty insurance company that specializes in providing insurance solutions for niche markets. With a market cap of $9 billion, Kinsale plays a significant role in the financial sector, particularly as demand for specialized insurance products continues to grow amid changing economic conditions.

Earnings Scorecard·Last 8Q

EPS Beat Streak

EPS Beat Rate

100%

Avg EPS Surprise

+10.09%

Avg Stock Reaction

+0.45%

Last Quarter Recap

In Q1 2026, Kinsale reported an EPS of $5.11, exceeding estimates by 8.84%. The stock reacted slightly negatively the following day, declining by 0.49%.

Management Promises & Guidance

Continue to focus on niche markets for growth.
Maintain underwriting discipline to ensure profitability.
Explore new opportunities in emerging insurance sectors.

Expectations

Wall Street Expectations

Overall expectations for Kinsale's upcoming earnings are mixed, with investors keenly watching for continued strong EPS performance.

Bull Case

If Kinsale beats EPS estimates again, it could signal strong operational efficiency and market demand, potentially driving the stock higher.

Bear Case

If the company fails to meet expectations or shows signs of declining revenue growth, it could lead to a negative reaction from investors.

Key Metrics to Watch

EPS (Earnings Per Share)

Expected to be around $5.11.

EPS is a key indicator of profitability and will show how well Kinsale has managed its costs and revenues this quarter.

Revenue Growth

Not available.

Revenue growth is critical for assessing the company's ability to expand its market share and sustain profitability.

Combined Ratio

Not available.

The combined ratio measures underwriting profitability; a ratio below 100% indicates profitability in insurance operations.

Expectations

Two Questions That Matter

The print will turn on these two things.

What will the EPS be for Q2-2026?

Given Kinsale's history of beating EPS estimates, this figure will be crucial in determining investor sentiment.

How has the combined ratio changed this quarter?

The combined ratio will provide insight into the company's underwriting performance and overall profitability.

Edge

What the Street Is Missing

Why consensus could be wrong

The Street may be underestimating Kinsale's ability to maintain strong EPS growth despite potential headwinds in the insurance market.

Supporting Evidence

Kinsale has consistently beaten EPS estimates, indicating strong management performance.

The options market is pricing a larger move than historical averages, suggesting heightened uncertainty.

Recent trends in niche insurance markets may provide Kinsale with opportunities for growth that are not fully reflected in current estimates.

Key Risk

If the combined ratio shows significant improvement, it could challenge the current bearish sentiment.

Edge

Thesis-Break Levels

Pre-commit to what would confirm each case.

The market is weighing Kinsale's ability to maintain its strong earnings performance against potential challenges in revenue growth.

Bull Confirmed If

An EPS of $5.20 or higher would confirm the bull case and suggest strong operational performance.

Bear Confirmed If

An EPS below $4.90 would indicate potential issues in profitability and confirm the bear case.

Pre-Earnings Positioning

Options Market

Implied Move

±19.42%

Historical Avg

±1.0%

Pricing rich

The options market is pricing in a significant potential move, indicating uncertainty about the upcoming earnings report.

Options are pricing ±19.4% while KNSL has averaged ±1.0% over the last 8 prints — setup is pricing rich.

Detail

ATM IV

0.4%

30d HV

30.3%

Calls (4K)P/C Ratio: 0.83Puts (3K)

Preparation

Post-Print Playbook

Likely market behavior by outcome — not investment advice.

Beat & Raise

If Kinsale beats expectations, history suggests the stock could rise by around 0.45%, confirming strong operational efficiency.

In-Line / Cautious

If results are in line with expectations, the stock may experience a muted reaction as investors digest management's commentary.

Miss

A miss could lead to a decline in the stock, with historical patterns suggesting an average drop of around 0.0%.

Earnings Track Record

Preparation

What to Listen For

Call Prep

1Any updates on new niche markets Kinsale is targeting.
2Management's commentary on the competitive landscape in property and casualty insurance.
3Insights into the company's underwriting discipline and combined ratio.
4Discussion on revenue growth strategies and market demand.
5Any changes in guidance for the upcoming quarters.

See the full picture

AI-powered briefs, options data, and 20 quarters of history — everything you need before earnings.

No charge today · Auto-bills $8/mo after 7 days · Cancel anytime

More Earnings This Week

5 Reports

Calix, Inc.

Company Snapshot

Kinsale Capital Group, Inc. is a property and casualty insurance company that specializes in providing insurance solutions for niche markets....

Key Metrics to Watch

EPS (Earnings Per Share)

EPS is a key indicator of profitability and will show how well Kinsale has managed its costs and revenues this quarter.

Expected to be around $5.11.

Revenue Growth

Revenue growth is critical for assessing the company's ability to expand its market share and sustain profitability.

Not available.

1 more metrics, Wall Street expectations, options signals, track record, and call prep available with Pro.

KNSL Q2-2026 Earnings Preview

Context

Company Snapshot

Earnings Scorecard·Last 8Q

EPS Beat Streak

EPS Beat Rate

100%

Avg EPS Surprise

+10.09%

Avg Stock Reaction

+0.45%

Last Quarter Recap

In Q1 2026, Kinsale reported an EPS of $5.11, exceeding estimates by 8.84%. The stock reacted slightly negatively the following day, declining by 0.49%.

Management Promises & Guidance

Continue to focus on niche markets for growth.
Maintain underwriting discipline to ensure profitability.
Explore new opportunities in emerging insurance sectors.

Expectations

Wall Street Expectations

Overall expectations for Kinsale's upcoming earnings are mixed, with investors keenly watching for continued strong EPS performance.

Bull Case

If Kinsale beats EPS estimates again, it could signal strong operational efficiency and market demand, potentially driving the stock higher.

Bear Case

If the company fails to meet expectations or shows signs of declining revenue growth, it could lead to a negative reaction from investors.

Key Metrics to Watch

EPS (Earnings Per Share)

Expected to be around $5.11.

EPS is a key indicator of profitability and will show how well Kinsale has managed its costs and revenues this quarter.

Revenue Growth

Not available.

Revenue growth is critical for assessing the company's ability to expand its market share and sustain profitability.

Combined Ratio

Not available.

The combined ratio measures underwriting profitability; a ratio below 100% indicates profitability in insurance operations.

Expectations

Two Questions That Matter

The print will turn on these two things.

What will the EPS be for Q2-2026?

Given Kinsale's history of beating EPS estimates, this figure will be crucial in determining investor sentiment.

How has the combined ratio changed this quarter?

The combined ratio will provide insight into the company's underwriting performance and overall profitability.

Edge

What the Street Is Missing

Why consensus could be wrong

The Street may be underestimating Kinsale's ability to maintain strong EPS growth despite potential headwinds in the insurance market.

Supporting Evidence

Kinsale has consistently beaten EPS estimates, indicating strong management performance.

The options market is pricing a larger move than historical averages, suggesting heightened uncertainty.

Recent trends in niche insurance markets may provide Kinsale with opportunities for growth that are not fully reflected in current estimates.

Key Risk

If the combined ratio shows significant improvement, it could challenge the current bearish sentiment.

Edge

Thesis-Break Levels

Pre-commit to what would confirm each case.

The market is weighing Kinsale's ability to maintain its strong earnings performance against potential challenges in revenue growth.

Bull Confirmed If

An EPS of $5.20 or higher would confirm the bull case and suggest strong operational performance.

Bear Confirmed If

An EPS below $4.90 would indicate potential issues in profitability and confirm the bear case.

Pre-Earnings Positioning

Options Market

Implied Move

±19.42%

Historical Avg

±1.0%

Pricing rich

The options market is pricing in a significant potential move, indicating uncertainty about the upcoming earnings report.

Options are pricing ±19.4% while KNSL has averaged ±1.0% over the last 8 prints — setup is pricing rich.

Detail

ATM IV

0.4%

30d HV

30.3%

Calls (4K)P/C Ratio: 0.83Puts (3K)

Preparation

Post-Print Playbook

Likely market behavior by outcome — not investment advice.

Beat & Raise

If Kinsale beats expectations, history suggests the stock could rise by around 0.45%, confirming strong operational efficiency.

In-Line / Cautious

If results are in line with expectations, the stock may experience a muted reaction as investors digest management's commentary.

Miss

A miss could lead to a decline in the stock, with historical patterns suggesting an average drop of around 0.0%.

Earnings Track Record

Preparation

What to Listen For

Call Prep

1Any updates on new niche markets Kinsale is targeting.
2Management's commentary on the competitive landscape in property and casualty insurance.
3Insights into the company's underwriting discipline and combined ratio.
4Discussion on revenue growth strategies and market demand.
5Any changes in guidance for the upcoming quarters.