Equity Profile

ACIW

ACI Worldwide, Inc.

Information TechnologyApplication Software$4.4B

May7Thu

Post-Earnings Recap

ReportedQ1-2026Pre-Market6:00 AM EDT

ACI Worldwide Beats on EPS, Stock Up 7.81%

Metric	Actual	Expected	Surprise
EPS	$0.61	$0.50	+110.34%
Revenue	—	$410M	—

management commentary, guidance changes, and full analysis available with Pro.

ACI Worldwide Beats on EPS, Stock Up 7.81%

Key Numbers

Metric	Actual	Expected	Surprise
EPS	$0.61	$0.50	+110.34%
Revenue	—	$410M	—

Management Commentary

Tone: Unknown

No transcript is on record, and the analysis is based on numerical results only.

What It Means

ACI Worldwide's strong EPS performance, significantly exceeding expectations, led to a positive stock reaction, with shares rising 7.81%. However, the lack of revenue data and management commentary leaves some uncertainty about the overall business outlook. Investors may be encouraged by the earnings beat but will likely seek more information in future reports.

Company Snapshot

ACI Worldwide, Inc. (ACIW) operates in the Information Technology sector, focusing on application software that facilitates electronic payments and transaction processing....

Key Metrics to Watch

Earnings Per Share (EPS)

EPS is a key indicator of the company's profitability and is closely watched by investors.

$0.50

Revenue

Revenue growth reflects the company's ability to expand its customer base and increase sales, which is vital for future growth.

$410M

Wall Street expectations, options signals, track record, and call prep available with Pro.

Original Pre-Earnings Preview

Context

Company Snapshot

ACI Worldwide, Inc. (ACIW) operates in the Information Technology sector, focusing on application software that facilitates electronic payments and transaction processing. As digital payments continue to grow, ACIW plays a crucial role in helping businesses manage their payment systems efficiently and securely.

Earnings Scorecard·Last 8Q

EPS Beat Streak

EPS Beat Rate

88%

Avg EPS Surprise

+75.92%

Avg Stock Reaction

+2.89%

Last Quarter Recap

In Q4-2025, ACIW reported an EPS of $0.90, matching analyst expectations. However, the stock fell 4.05% the following day, indicating some market disappointment despite the earnings match.

Management Promises & Guidance

Expectations

Wall Street Expectations

Analysts expect ACIW to report solid earnings this quarter, with a consensus EPS of $0.50 and revenue of $410M. The market is keenly watching for any signs of growth in digital payment solutions.

Bull Case

If ACIW beats expectations, it could signal strong demand for its services, potentially leading to a positive stock reaction and increased investor confidence.

Bear Case

Conversely, if ACIW fails to meet expectations, it may raise concerns about its growth prospects in a competitive market, leading to a negative stock reaction.

Key Metrics to Watch

Earnings Per Share (EPS)

$0.50

EPS is a key indicator of the company's profitability and is closely watched by investors.

Revenue

$410M

Revenue growth reflects the company's ability to expand its customer base and increase sales, which is vital for future growth.

Expectations

Two Questions That Matter

The print will turn on these two things.

Will ACIW's EPS exceed the consensus estimate of $0.50?

A beat on EPS would reinforce the company's growth narrative and could lead to a positive market reaction.

What are the revenue growth prospects in the digital payments sector?

Understanding revenue growth will indicate how well ACIW is adapting to market demands and competition.

Edge

What the Street Is Missing

Why consensus could be wrong

The consensus may underestimate ACIW's ability to leverage new digital payment trends, which could lead to stronger-than-expected revenue growth.

Supporting Evidence

ACI Worldwide has consistently beaten EPS estimates in the past, suggesting a potential for continued outperformance.

The options market is pricing a larger move than historical averages, indicating heightened expectations.

Insider buying activity suggests confidence in the company's future performance.

Key Risk

If ACIW's revenue growth exceeds $420M, it could challenge the current market expectations.

Edge

Thesis-Break Levels

Pre-commit to what would confirm each case.

This quarter's performance is critical as it will reflect ACIW's ability to capitalize on the growing digital payments market.

Bull Confirmed If

Achieving an EPS of $0.55 or higher would confirm strong operational performance.

Bear Confirmed If

An EPS below $0.45 would raise concerns about the company's growth trajectory.

Pre-Earnings Positioning

Options Market

Implied Move

±8.3%

Historical Avg

±6.8%

Pricing cheap

The options market is pricing in a significant move, suggesting that investors are anticipating volatility around the earnings report.

Options are pricing ±4.5% while ACIW has averaged ±6.8% over the last 8 prints — setup is pricing cheap.

Detail

ATM IV

0.5%

30d HV

29.5%

Preparation

Post-Print Playbook

Likely market behavior by outcome — not investment advice.

Beat & Raise

If ACIW beats expectations, history suggests the stock could rise by an average of 2.29%, confirming a strong growth outlook.

In-Line / Cautious

If results are in line with expectations, the stock may see a muted reaction as investors await further guidance.

Miss

A miss could lead to a decline, with historical patterns suggesting an average drop of 11.70% following disappointing results.

Earnings Track Record

Preparation

What to Listen For

Call Prep

1Any updates on new digital payment solutions being launched.
2Insights on customer acquisition and retention strategies.
3Comments on competitive pressures in the payments industry.
4Guidance on future revenue growth and market expansion.
5Management's outlook on macroeconomic factors affecting the business.

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Company Snapshot

ACI Worldwide, Inc. (ACIW) operates in the Information Technology sector, focusing on application software that facilitates electronic payments and transaction processing....

Key Metrics to Watch

Earnings Per Share (EPS)

EPS is a key indicator of the company's profitability and is closely watched by investors.

$0.50

Revenue

Revenue growth reflects the company's ability to expand its customer base and increase sales, which is vital for future growth.

$410M

Wall Street expectations, options signals, track record, and call prep available with Pro.

Original Pre-Earnings Preview

Context

Company Snapshot

Earnings Scorecard·Last 8Q

EPS Beat Streak

EPS Beat Rate

88%

Avg EPS Surprise

+75.92%

Avg Stock Reaction

+2.89%

Last Quarter Recap

In Q4-2025, ACIW reported an EPS of $0.90, matching analyst expectations. However, the stock fell 4.05% the following day, indicating some market disappointment despite the earnings match.

Management Promises & Guidance

Expectations

Wall Street Expectations

Analysts expect ACIW to report solid earnings this quarter, with a consensus EPS of $0.50 and revenue of $410M. The market is keenly watching for any signs of growth in digital payment solutions.

Bull Case

If ACIW beats expectations, it could signal strong demand for its services, potentially leading to a positive stock reaction and increased investor confidence.

Bear Case

Conversely, if ACIW fails to meet expectations, it may raise concerns about its growth prospects in a competitive market, leading to a negative stock reaction.

Key Metrics to Watch

Earnings Per Share (EPS)

$0.50

EPS is a key indicator of the company's profitability and is closely watched by investors.

Revenue

$410M

Revenue growth reflects the company's ability to expand its customer base and increase sales, which is vital for future growth.

Expectations

Two Questions That Matter

The print will turn on these two things.

Will ACIW's EPS exceed the consensus estimate of $0.50?

A beat on EPS would reinforce the company's growth narrative and could lead to a positive market reaction.

What are the revenue growth prospects in the digital payments sector?

Understanding revenue growth will indicate how well ACIW is adapting to market demands and competition.

Edge

What the Street Is Missing

Why consensus could be wrong

The consensus may underestimate ACIW's ability to leverage new digital payment trends, which could lead to stronger-than-expected revenue growth.

Supporting Evidence

ACI Worldwide has consistently beaten EPS estimates in the past, suggesting a potential for continued outperformance.

The options market is pricing a larger move than historical averages, indicating heightened expectations.

Insider buying activity suggests confidence in the company's future performance.

Key Risk

If ACIW's revenue growth exceeds $420M, it could challenge the current market expectations.

Edge

Thesis-Break Levels

Pre-commit to what would confirm each case.

This quarter's performance is critical as it will reflect ACIW's ability to capitalize on the growing digital payments market.

Bull Confirmed If

Achieving an EPS of $0.55 or higher would confirm strong operational performance.

Bear Confirmed If

An EPS below $0.45 would raise concerns about the company's growth trajectory.

Pre-Earnings Positioning

Options Market

Implied Move

±8.3%

Historical Avg

±6.8%

Pricing cheap

The options market is pricing in a significant move, suggesting that investors are anticipating volatility around the earnings report.

Options are pricing ±4.5% while ACIW has averaged ±6.8% over the last 8 prints — setup is pricing cheap.

Detail

ATM IV

0.5%

30d HV

29.5%

Preparation

Post-Print Playbook

Likely market behavior by outcome — not investment advice.

Beat & Raise

If ACIW beats expectations, history suggests the stock could rise by an average of 2.29%, confirming a strong growth outlook.

In-Line / Cautious

If results are in line with expectations, the stock may see a muted reaction as investors await further guidance.

Miss

A miss could lead to a decline, with historical patterns suggesting an average drop of 11.70% following disappointing results.

Earnings Track Record

Preparation

What to Listen For

Call Prep

1Any updates on new digital payment solutions being launched.
2Insights on customer acquisition and retention strategies.
3Comments on competitive pressures in the payments industry.
4Guidance on future revenue growth and market expansion.
5Management's outlook on macroeconomic factors affecting the business.