Equity Profile

AIZ

Assurant, Inc.

FinancialsProperty & Casualty Insurance$12.8B

May5Tue

Post-Earnings Recap

ReportedQ1-2026After Close2:26 PM EDT

Assurant, Inc. Beats on EPS, Stock Up 3.5%

Metric	Actual	Expected	Surprise
EPS	$6.33	$5.33	+17.27%
Revenue	—	$3.3B	—

management commentary, guidance changes, and full analysis available with Pro.

Assurant, Inc. Beats on EPS, Stock Up 3.5%

Key Numbers

Metric	Actual	Expected	Surprise
EPS	$6.33	$5.33	+17.27%
Revenue	—	$3.3B	—

Management Commentary

Tone: Unknown

No transcript is on record, and the analysis is based on numerical results only.

What It Means

Assurant, Inc. reported a strong earnings per share that exceeded expectations, which contributed to a positive stock reaction of 3.5%. However, revenue figures were not disclosed, leaving some uncertainty about overall performance. Investors may view the EPS beat as a sign of strong operational efficiency, but the lack of revenue data could raise questions about future growth.

Company Snapshot

Assurant, Inc. (AIZ) is a financial services company specializing in property and casualty insurance....

Key Metrics to Watch

EPS

Earnings per share is a key indicator of profitability and is closely watched by investors.

$5.33

Revenue

Total revenue reflects the company's ability to generate sales and is essential for assessing growth.

$3.3B

Wall Street expectations, options signals, track record, and call prep available with Pro.

Original Pre-Earnings Preview

Context

Company Snapshot

Assurant, Inc. (AIZ) is a financial services company specializing in property and casualty insurance. With a market cap of $12 billion, it plays a crucial role in providing risk management solutions for various sectors, including housing and automotive. As consumer spending and housing markets fluctuate, Assurant's performance can be significantly affected.

Earnings Scorecard·Last 8Q

EPS Beat Streak

EPS Beat Rate

100%

Avg EPS Surprise

+33.18%

Avg Stock Reaction

+0.93%

Last Quarter Recap

In Q4-2025, Assurant reported an EPS of $5.75, surpassing expectations by 3.53%. The stock saw a modest increase of 0.48% the following day.

Management Promises & Guidance

Continued focus on expanding insurance products.
Commitment to improving customer service and satisfaction.
Plans to enhance operational efficiency.

Expectations

Wall Street Expectations

Analysts expect Assurant to maintain its strong performance, with a consensus EPS of $5.33. Investors will be keen to see if the company can continue its streak of earnings surprises.

Bull Case

If Assurant exceeds EPS expectations, it could signal robust demand for its insurance products, leading to increased investor confidence.

Bear Case

Conversely, if the company fails to meet expectations, it may raise concerns about market conditions and competitive pressures.

Key Metrics to Watch

EPS

$5.33

Earnings per share is a key indicator of profitability and is closely watched by investors.

Revenue

$3.3B

Total revenue reflects the company's ability to generate sales and is essential for assessing growth.

Expectations

Two Questions That Matter

The print will turn on these two things.

Will the EPS exceed the consensus estimate of $5.33?

A beat on EPS would reinforce Assurant's strong performance history and could positively influence stock sentiment.

What are the revenue expectations for this quarter?

Revenue growth is critical for assessing the company's ability to expand and compete in the insurance market.

Edge

What the Street Is Missing

Why consensus could be wrong

The consensus may underestimate Assurant's ability to leverage its diverse insurance portfolio, which could lead to stronger-than-expected revenue growth.

Supporting Evidence

Assurant has consistently beaten EPS estimates, suggesting a trend of underestimated performance.

The options market is pricing in a larger move than historical averages, indicating potential for significant surprises.

Key Risk

If revenue growth exceeds expectations, it could challenge the current bearish sentiment.

Edge

Thesis-Break Levels

Pre-commit to what would confirm each case.

This quarter's performance will hinge on Assurant's ability to maintain profitability and revenue growth amidst changing market dynamics.

Bull Confirmed If

An EPS of $5.50 or higher would confirm strong demand and operational efficiency.

Bear Confirmed If

An EPS below $5.00 would raise concerns about market conditions and competitive pressures.

Pre-Earnings Positioning

Options Market

Implied Move

±4.56%

Historical Avg

±0.9%

Pricing rich

The options market is pricing in a significant move, suggesting that investors anticipate volatility around the earnings announcement.

Options are pricing ±5.0% while AIZ has averaged ±0.9% over the last 8 prints — setup is pricing rich.

Detail

ATM IV

0.3%

30d HV

17.9%

Calls (100)P/C Ratio: 7.00Puts (700)

Preparation

Post-Print Playbook

Likely market behavior by outcome — not investment advice.

Beat & Raise

If Assurant beats expectations, history suggests a potential stock increase of around 0.36%, confirming strong market demand.

In-Line / Cautious

If results are in line with expectations, the stock may react cautiously as investors await further commentary from management.

Miss

A miss could lead to a decline, with historical patterns indicating an average drop of around 0.63%.

Earnings Track Record

Preparation

What to Listen For

Call Prep

1Any updates on new insurance products or market expansions.
2Insights into customer retention rates and satisfaction.
3Management's outlook on market conditions and competitive landscape.
4Details on operational efficiency improvements.
5Guidance on future revenue growth expectations.

See the full picture

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Company Snapshot

Assurant, Inc. (AIZ) is a financial services company specializing in property and casualty insurance....

Key Metrics to Watch

EPS

Earnings per share is a key indicator of profitability and is closely watched by investors.

$5.33

Revenue

Total revenue reflects the company's ability to generate sales and is essential for assessing growth.

$3.3B

Wall Street expectations, options signals, track record, and call prep available with Pro.

Original Pre-Earnings Preview

Context

Company Snapshot

Earnings Scorecard·Last 8Q

EPS Beat Streak

EPS Beat Rate

100%

Avg EPS Surprise

+33.18%

Avg Stock Reaction

+0.93%

Last Quarter Recap

In Q4-2025, Assurant reported an EPS of $5.75, surpassing expectations by 3.53%. The stock saw a modest increase of 0.48% the following day.

Management Promises & Guidance

Continued focus on expanding insurance products.
Commitment to improving customer service and satisfaction.
Plans to enhance operational efficiency.

Expectations

Wall Street Expectations

Analysts expect Assurant to maintain its strong performance, with a consensus EPS of $5.33. Investors will be keen to see if the company can continue its streak of earnings surprises.

Bull Case

If Assurant exceeds EPS expectations, it could signal robust demand for its insurance products, leading to increased investor confidence.

Bear Case

Conversely, if the company fails to meet expectations, it may raise concerns about market conditions and competitive pressures.

Key Metrics to Watch

EPS

$5.33

Earnings per share is a key indicator of profitability and is closely watched by investors.

Revenue

$3.3B

Total revenue reflects the company's ability to generate sales and is essential for assessing growth.

Expectations

Two Questions That Matter

The print will turn on these two things.

Will the EPS exceed the consensus estimate of $5.33?

A beat on EPS would reinforce Assurant's strong performance history and could positively influence stock sentiment.

What are the revenue expectations for this quarter?

Revenue growth is critical for assessing the company's ability to expand and compete in the insurance market.

Edge

What the Street Is Missing

Why consensus could be wrong

The consensus may underestimate Assurant's ability to leverage its diverse insurance portfolio, which could lead to stronger-than-expected revenue growth.

Supporting Evidence

Assurant has consistently beaten EPS estimates, suggesting a trend of underestimated performance.

The options market is pricing in a larger move than historical averages, indicating potential for significant surprises.

Key Risk

If revenue growth exceeds expectations, it could challenge the current bearish sentiment.

Edge

Thesis-Break Levels

Pre-commit to what would confirm each case.

This quarter's performance will hinge on Assurant's ability to maintain profitability and revenue growth amidst changing market dynamics.

Bull Confirmed If

An EPS of $5.50 or higher would confirm strong demand and operational efficiency.

Bear Confirmed If

An EPS below $5.00 would raise concerns about market conditions and competitive pressures.

Pre-Earnings Positioning

Options Market

Implied Move

±4.56%

Historical Avg

±0.9%

Pricing rich

The options market is pricing in a significant move, suggesting that investors anticipate volatility around the earnings announcement.

Options are pricing ±5.0% while AIZ has averaged ±0.9% over the last 8 prints — setup is pricing rich.

Detail

ATM IV

0.3%

30d HV

17.9%

Calls (100)P/C Ratio: 7.00Puts (700)

Preparation

Post-Print Playbook

Likely market behavior by outcome — not investment advice.

Beat & Raise

If Assurant beats expectations, history suggests a potential stock increase of around 0.36%, confirming strong market demand.

In-Line / Cautious

If results are in line with expectations, the stock may react cautiously as investors await further commentary from management.

Miss

A miss could lead to a decline, with historical patterns indicating an average drop of around 0.63%.

Earnings Track Record

Preparation

What to Listen For

Call Prep

1Any updates on new insurance products or market expansions.
2Insights into customer retention rates and satisfaction.
3Management's outlook on market conditions and competitive landscape.
4Details on operational efficiency improvements.
5Guidance on future revenue growth expectations.