Equity Profile

RELY

Remitly Global, Inc.

FinancialsTransaction & Payment Processing Services$4.0B

Aug5Wed

Pre-Earnings Brief

UpcomingQ2-2026After Close5:00 PM EDT

Company Snapshot

Remitly Global, Inc. is a financial services company that specializes in transaction and payment processing services, particularly for international money transfers....

Key Metrics to Watch

EPS

Earnings per share (EPS) is a key indicator of profitability and will show how well the company is managing its costs and generating income.

N/A

Transaction Volume

The total value of transactions processed can indicate the company's growth and market demand for its services.

N/A

1 more metrics, Wall Street expectations, options signals, track record, and call prep available with Pro.

RELY Q2-2026 Earnings Preview

Context

Company Snapshot

Remitly Global, Inc. is a financial services company that specializes in transaction and payment processing services, particularly for international money transfers. With a market cap of $4 billion, it plays a significant role in facilitating cross-border payments, which is increasingly important as global remittances grow.

Earnings Scorecard·Last 8Q

EPS Beat Streak

EPS Beat Rate

88%

Avg EPS Surprise

+208.47%

Avg Stock Reaction

+0.47%

Last Quarter Recap

In Q1-2026, Remitly reported an EPS of $0.23, significantly beating expectations of $0.12, showcasing strong financial performance. However, revenue figures were not disclosed, leaving some uncertainty about overall growth.

Management Promises & Guidance

Focus on expanding customer base and transaction volume.
Commitment to improving operational efficiency.
Plans to enhance product offerings to better serve customers.

Expectations

Wall Street Expectations

Overall, investors are cautiously optimistic about Remitly's upcoming earnings, especially after strong EPS surprises in previous quarters. However, the lack of revenue guidance raises concerns about the sustainability of growth.

Bull Case

If Remitly continues to show strong EPS growth and provides positive guidance on transaction volume and customer growth, it could bolster investor confidence and drive the stock higher.

Bear Case

Conversely, if the company fails to meet expectations for transaction volume or customer growth, it may lead to a negative reaction from the market, especially given the high implied volatility.

Expectations

Two Questions That Matter

The print will turn on these two things.

What will the transaction volume be for Q2-2026?

Transaction volume is critical for assessing the company's growth trajectory and market demand for its services.

How many new customers did Remitly acquire this quarter?

Customer growth is essential for long-term sustainability and can indicate the effectiveness of marketing and product strategies.

Edge

What the Street Is Missing

Why consensus could be wrong

The Street may be underestimating the impact of Remitly's recent product enhancements and marketing strategies, which could drive higher transaction volumes than anticipated.

Supporting Evidence

Recent EPS surprises indicate strong operational performance.

The options market is pricing a large move, suggesting that investors are bracing for significant news.

Insider selling could indicate confidence in the company's future, as executives may be cashing in on gains.

Key Risk

If transaction volume growth exceeds 20%, it could significantly alter the market's perception of Remitly's growth potential.

Edge

Thesis-Break Levels

Pre-commit to what would confirm each case.

This quarter, the focus will be on transaction volume and customer growth, which are critical indicators of Remitly's performance and future prospects.

Bull Confirmed If

Transaction volume growth of +20% YoY or better, indicating strong demand for services.

Bear Confirmed If

Transaction volume growth below 5%, suggesting potential market share loss or weak demand.

Pre-Earnings Positioning

Options Market

Implied Move

±25.92%

Historical Avg

±1.7%

Pricing rich

The options market is pricing in a significant potential move, reflecting uncertainty about the earnings report.

Options are pricing ±25.9% while RELY has averaged ±1.7% over the last 8 prints — setup is pricing rich.

Detail

ATM IV

0.5%

30d HV

42.7%

Calls (87K)P/C Ratio: 0.37Puts (5K)

Edge

Insider Activity

Open-market trades by officers, directors, and 10%+ holders over the trailing 90 days.

Bought

$0.00

0 sh

0 insiders

Sold

$2.1M

109,976 sh

4 insiders

Net

$2.1M

Net selling

Most Active Insiders· 8 open-market trades

Insider

Preparation

Post-Print Playbook

Likely market behavior by outcome — not investment advice.

Beat & Raise

If Remitly beats expectations and raises guidance, history suggests a potential stock increase of around +0.41% on the next trading day.

In-Line / Cautious

If results are in line but management's commentary is cautious, the stock may experience muted movement as investors digest the information.

Miss

If the company misses expectations, history suggests a potential decline, though specific average moves when they miss are not available.

Earnings Track Record

Preparation

What to Listen For

Call Prep

1Details on transaction volume growth and any changes in customer acquisition strategies.
2Insights into competitive pressures and how Remitly plans to address them.
3Any updates on product enhancements or new features that could drive user engagement.
4Management's outlook on market conditions and potential challenges ahead.
5Feedback from customers regarding their experiences with Remitly's services.

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Company Snapshot

Remitly Global, Inc. is a financial services company that specializes in transaction and payment processing services, particularly for international money transfers....

Key Metrics to Watch

EPS

Earnings per share (EPS) is a key indicator of profitability and will show how well the company is managing its costs and generating income.

N/A

Transaction Volume

The total value of transactions processed can indicate the company's growth and market demand for its services.

N/A

1 more metrics, Wall Street expectations, options signals, track record, and call prep available with Pro.

RELY Q2-2026 Earnings Preview

Context

Company Snapshot

Earnings Scorecard·Last 8Q

EPS Beat Streak

EPS Beat Rate

88%

Avg EPS Surprise

+208.47%

Avg Stock Reaction

+0.47%

Last Quarter Recap

Management Promises & Guidance

Focus on expanding customer base and transaction volume.
Commitment to improving operational efficiency.
Plans to enhance product offerings to better serve customers.

Expectations

Wall Street Expectations

Bull Case

If Remitly continues to show strong EPS growth and provides positive guidance on transaction volume and customer growth, it could bolster investor confidence and drive the stock higher.

Bear Case

Conversely, if the company fails to meet expectations for transaction volume or customer growth, it may lead to a negative reaction from the market, especially given the high implied volatility.

Expectations

Two Questions That Matter

The print will turn on these two things.

What will the transaction volume be for Q2-2026?

Transaction volume is critical for assessing the company's growth trajectory and market demand for its services.

How many new customers did Remitly acquire this quarter?

Customer growth is essential for long-term sustainability and can indicate the effectiveness of marketing and product strategies.

Edge

What the Street Is Missing

Why consensus could be wrong

The Street may be underestimating the impact of Remitly's recent product enhancements and marketing strategies, which could drive higher transaction volumes than anticipated.

Supporting Evidence

Recent EPS surprises indicate strong operational performance.

The options market is pricing a large move, suggesting that investors are bracing for significant news.

Insider selling could indicate confidence in the company's future, as executives may be cashing in on gains.

Key Risk

If transaction volume growth exceeds 20%, it could significantly alter the market's perception of Remitly's growth potential.

Edge

Thesis-Break Levels

Pre-commit to what would confirm each case.

This quarter, the focus will be on transaction volume and customer growth, which are critical indicators of Remitly's performance and future prospects.

Bull Confirmed If

Transaction volume growth of +20% YoY or better, indicating strong demand for services.

Bear Confirmed If

Transaction volume growth below 5%, suggesting potential market share loss or weak demand.

Pre-Earnings Positioning

Options Market

Implied Move

±25.92%

Historical Avg

±1.7%

Pricing rich

The options market is pricing in a significant potential move, reflecting uncertainty about the earnings report.

Options are pricing ±25.9% while RELY has averaged ±1.7% over the last 8 prints — setup is pricing rich.

Detail

ATM IV

0.5%

30d HV

42.7%

Calls (87K)P/C Ratio: 0.37Puts (5K)

Edge

Insider Activity

Open-market trades by officers, directors, and 10%+ holders over the trailing 90 days.

Bought

$0.00

0 sh

0 insiders

Sold

$2.1M

109,976 sh

4 insiders

Net

$2.1M

Net selling

Most Active Insiders· 8 open-market trades

Insider

Preparation

Post-Print Playbook

Likely market behavior by outcome — not investment advice.

Beat & Raise

If Remitly beats expectations and raises guidance, history suggests a potential stock increase of around +0.41% on the next trading day.

In-Line / Cautious

If results are in line but management's commentary is cautious, the stock may experience muted movement as investors digest the information.

Miss

If the company misses expectations, history suggests a potential decline, though specific average moves when they miss are not available.

Earnings Track Record

Preparation

What to Listen For

Call Prep

1Details on transaction volume growth and any changes in customer acquisition strategies.
2Insights into competitive pressures and how Remitly plans to address them.
3Any updates on product enhancements or new features that could drive user engagement.
4Management's outlook on market conditions and potential challenges ahead.
5Feedback from customers regarding their experiences with Remitly's services.