Equity Profile

VOYA

Voya Financial, Inc.

FinancialsDiversified Financial Services$8.1B

Aug4Tue

Pre-Earnings Brief

UpcomingQ2-2026After Close5:00 PM EDT

Company Snapshot

Voya Financial, Inc. (VOYA) operates in the financial services sector, providing retirement, investment, and insurance solutions....

Key Metrics to Watch

Earnings Per Share (EPS)

EPS is a key indicator of the company's profitability and financial health, which investors closely monitor.

N/A

Revenue Growth

Revenue growth reflects the company's ability to expand its business and attract more customers, which is crucial for long-term success.

N/A

1 more metrics, Wall Street expectations, options signals, track record, and call prep available with Pro.

VOYA Q2-2026 Earnings Preview

Context

Company Snapshot

Voya Financial, Inc. (VOYA) operates in the financial services sector, providing retirement, investment, and insurance solutions. With a market cap of $7 billion, Voya plays a significant role in helping individuals and organizations manage their financial futures, especially in a climate where retirement planning and investment strategies are increasingly important.

Earnings Scorecard·Last 8Q

EPS Beat Streak

EPS Beat Rate

88%

Avg EPS Surprise

+20.04%

Avg Stock Reaction

-0.25%

Last Quarter Recap

In Q1-2026, Voya reported an EPS of $2.26, exceeding expectations by nearly 12%. The stock reacted positively, gaining 1.33% the following day.

Management Promises & Guidance

Expectations

Wall Street Expectations

Overall, investors are cautiously optimistic about Voya's upcoming earnings, given its strong track record of beating EPS estimates.

Bull Case

If Voya continues its trend of beating EPS estimates, it could see a significant stock price increase, especially if revenue growth is also strong.

Bear Case

Conversely, if Voya fails to meet expectations or shows signs of declining revenue, it could lead to a negative reaction in the stock price.

Expectations

Two Questions That Matter

The print will turn on these two things.

What will the EPS be for Q2-2026?

Given Voya's history of beating EPS estimates, this number will be crucial in determining market reaction.

How is Voya managing its revenue growth amidst market challenges?

Investors will be keen to understand how Voya plans to sustain or improve its revenue growth in a competitive environment.

Edge

What the Street Is Missing

Why consensus could be wrong

The Street may underestimate Voya's ability to continue its trend of EPS beats due to its strong operational efficiencies and market positioning.

Supporting Evidence

Voya has consistently exceeded EPS expectations in 88% of the last eight quarters.

The options market is pricing a significant move, indicating that traders are anticipating volatility that may not align with consensus expectations.

Key Risk

If Voya's EPS comes in below $2.00, it could challenge the current bullish sentiment.

Edge

Thesis-Break Levels

Pre-commit to what would confirm each case.

This quarter's performance will hinge on Voya's ability to maintain its earnings momentum and revenue growth.

Bull Confirmed If

An EPS of $2.40 or higher would confirm the bull case, indicating strong profitability.

Bear Confirmed If

An EPS below $2.00 would confirm the bear case, suggesting potential issues with profitability.

Pre-Earnings Positioning

Options Market

Implied Move

±10.02%

Historical Avg

±1.0%

Pricing rich

The options market is pricing in a significant move, suggesting that traders expect some volatility around the earnings announcement.

Options are pricing ±10.0% while VOYA has averaged ±1.0% over the last 8 prints — setup is pricing rich.

Detail

ATM IV

0.4%

30d HV

24.8%

Calls (15K)P/C Ratio: 0.01Puts (200)

Preparation

Post-Print Playbook

Likely market behavior by outcome — not investment advice.

Beat & Raise

If Voya beats expectations, history suggests the stock could rise by about 0.07% on the first day, confirming positive market sentiment.

In-Line / Cautious

If results are in line with expectations but management provides cautious commentary, the stock may see muted movement as investors reassess future growth.

Miss

If Voya misses expectations, history suggests a potential decline of about 2.49%, reflecting investor disappointment.

Earnings Track Record

Preparation

What to Listen For

Call Prep

1Any updates on revenue growth strategies in the current market environment.
2Management's outlook on future EPS guidance for the next quarter.
3Details on cost management initiatives and their impact on profitability.
4Insights into customer acquisition and retention efforts.
5Any commentary on macroeconomic factors affecting the financial services sector.

See the full picture

AI-powered briefs, options data, and 20 quarters of history — everything you need before earnings.

No charge today · Auto-bills $8/mo after 7 days · Cancel anytime

More Earnings This Week

5 Reports

Aug3

ONBMO

ON Semiconductor Corporation

PreviewView

Aug3

LBMO

Company Snapshot

Voya Financial, Inc. (VOYA) operates in the financial services sector, providing retirement, investment, and insurance solutions....

Key Metrics to Watch

Earnings Per Share (EPS)

EPS is a key indicator of the company's profitability and financial health, which investors closely monitor.

N/A

Revenue Growth

Revenue growth reflects the company's ability to expand its business and attract more customers, which is crucial for long-term success.

N/A

1 more metrics, Wall Street expectations, options signals, track record, and call prep available with Pro.

VOYA Q2-2026 Earnings Preview

Context

Company Snapshot

Earnings Scorecard·Last 8Q

EPS Beat Streak

EPS Beat Rate

88%

Avg EPS Surprise

+20.04%

Avg Stock Reaction

-0.25%

Last Quarter Recap

In Q1-2026, Voya reported an EPS of $2.26, exceeding expectations by nearly 12%. The stock reacted positively, gaining 1.33% the following day.

Management Promises & Guidance

Expectations

Wall Street Expectations

Overall, investors are cautiously optimistic about Voya's upcoming earnings, given its strong track record of beating EPS estimates.

Bull Case

If Voya continues its trend of beating EPS estimates, it could see a significant stock price increase, especially if revenue growth is also strong.

Bear Case

Conversely, if Voya fails to meet expectations or shows signs of declining revenue, it could lead to a negative reaction in the stock price.

Expectations

Two Questions That Matter

The print will turn on these two things.

What will the EPS be for Q2-2026?

Given Voya's history of beating EPS estimates, this number will be crucial in determining market reaction.

How is Voya managing its revenue growth amidst market challenges?

Investors will be keen to understand how Voya plans to sustain or improve its revenue growth in a competitive environment.

Edge

What the Street Is Missing

Why consensus could be wrong

The Street may underestimate Voya's ability to continue its trend of EPS beats due to its strong operational efficiencies and market positioning.

Supporting Evidence

Voya has consistently exceeded EPS expectations in 88% of the last eight quarters.

The options market is pricing a significant move, indicating that traders are anticipating volatility that may not align with consensus expectations.

Key Risk

If Voya's EPS comes in below $2.00, it could challenge the current bullish sentiment.

Edge

Thesis-Break Levels

Pre-commit to what would confirm each case.

This quarter's performance will hinge on Voya's ability to maintain its earnings momentum and revenue growth.

Bull Confirmed If

An EPS of $2.40 or higher would confirm the bull case, indicating strong profitability.

Bear Confirmed If

An EPS below $2.00 would confirm the bear case, suggesting potential issues with profitability.

Pre-Earnings Positioning

Options Market

Implied Move

±10.02%

Historical Avg

±1.0%

Pricing rich

The options market is pricing in a significant move, suggesting that traders expect some volatility around the earnings announcement.

Options are pricing ±10.0% while VOYA has averaged ±1.0% over the last 8 prints — setup is pricing rich.

Detail

ATM IV

0.4%

30d HV

24.8%

Calls (15K)P/C Ratio: 0.01Puts (200)

Preparation

Post-Print Playbook

Likely market behavior by outcome — not investment advice.

Beat & Raise

If Voya beats expectations, history suggests the stock could rise by about 0.07% on the first day, confirming positive market sentiment.

In-Line / Cautious

If results are in line with expectations but management provides cautious commentary, the stock may see muted movement as investors reassess future growth.

Miss

If Voya misses expectations, history suggests a potential decline of about 2.49%, reflecting investor disappointment.

Earnings Track Record

Preparation

What to Listen For

Call Prep

1Any updates on revenue growth strategies in the current market environment.
2Management's outlook on future EPS guidance for the next quarter.
3Details on cost management initiatives and their impact on profitability.
4Insights into customer acquisition and retention efforts.
5Any commentary on macroeconomic factors affecting the financial services sector.